YEARLY HIGH
0.7467 XCD
YEARLY LOW
0.6300 XCD
YEARLY AVERAGE
0.6945 XCD

2020 PLN to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.7467. Conversely, the yearly low was recorded on March 19, dropping to 0.6300.

This high-to-low spread represents a total annual volatility of 0.1167 XCD. From a start-to-finish perspective, comparing the January average rate of 0.7064 to the December average rate of 0.7348, the exchange rate registered a net change of 4.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7467 was up 2.87% compared to the 2019 peak of 0.7259, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 14,934 XCD
2019 Average 14,085 XCD
Yearly Trough Low 12,600 XCD
Transaction Impact: A difference of 2,333.12 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7437
0.6372
JanuMarcMayJulySeptNove

PLN to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6754, compared to 0.7137 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0383 points.

H1 Avg (Jan–Jun) 0.6754
H2 Avg (Jul–Dec) 0.7137

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0827 XCD (High: 0.7128 / Low: 0.6300). On the other end, August was the most stable month, with a tight range of 0.0179 XCD (High: 0.7376 / Low: 0.7197).

March Spread (Volatile) ±0.0827
August Spread (Stable) ±0.0179

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0287 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0287

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.7348) against the same month in 2019 (average: 0.7030), the exchange rate shifted by +0.0318 (+4.52%).

2020 Avg (December) 0.7348
2019 Avg (December) 0.7030

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7150 0.6942 0.7064
February 0.7001 0.6807 0.6894
March 0.7128 0.6300 0.6748
April 0.6566 0.6362 0.6461
May 0.6762 0.6401 0.6514
June 0.6939 0.6758 0.6842
July 0.7277 0.6794 0.6961
August 0.7376 0.7197 0.7261
September 0.7342 0.6878 0.7118
October 0.7162 0.6823 0.7010
November 0.7212 0.6821 0.7123
December 0.7467 0.7256 0.7348