2020 PLN to XPF Historical Review

YEARLY HIGH

28.2569 XPF

YEARLY LOW

25.7661 XPF

YEARLY AVERAGE

26.8645 XPF

2020 PLN to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 14, valuing the pair at 28.2569. Conversely, the yearly low was recorded on October 28, dropping to 25.7661.

This high-to-low spread represents a total annual volatility of 2.4908 XPF. From a start-to-finish perspective, comparing the January average rate of 28.0911 to the December average rate of 26.6553, the exchange rate registered a net change of -5.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 28.2569 was up 0.39% compared to the 2019 peak of 28.1460, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 565,138 XPF

2019 Average 555,337 XPF

Yearly Trough Low 515,321 XPF

Transaction Impact: A difference of 49,816.99 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

28.2751

26.0670

JanuMarcMayJulySeptNove

PLN to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.0469, compared to 26.6820 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3649 points.

H1 Avg (Jan–Jun) 27.0469

H2 Avg (Jul–Dec) 26.6820

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.8908 XPF (High: 27.7795 / Low: 25.8887). On the other end, August was the most stable month, with a tight range of 0.2906 XPF (High: 27.2614 / Low: 26.9708).

March Spread (Volatile) ±1.8908

August Spread (Stable) ±0.2906

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.9878 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.9878

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 28.0911) against the same month in 2019 (average: 27.8181), the exchange rate shifted by +0.2730 (+0.98%).

2020 Avg (January) 28.0911

2019 Avg (January) 27.8181

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	28.2569	27.7708	28.0911
February	28.1026	27.5370	27.8825
March	27.7795	25.8887	26.8946
April	26.4065	25.9494	26.2510
May	26.9315	25.8336	26.3164
June	27.2169	26.6682	26.8459
July	27.1708	26.5695	26.8191
August	27.2614	26.9708	27.1023
September	27.1915	26.0058	26.6650
October	26.7720	25.7661	26.3032
November	26.7284	25.8702	26.5470
December	26.9541	26.0500	26.6553