YEARLY HIGH
69.1823 YER
YEARLY LOW
58.3504 YER
YEARLY AVERAGE
64.3355 YER

2020 PLN to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 69.1823. Conversely, the yearly low was recorded on March 19, dropping to 58.3504.

This high-to-low spread represents a total annual volatility of 10.8319 YER. From a start-to-finish perspective, comparing the January average rate of 65.4350 to the December average rate of 68.0562, the exchange rate registered a net change of 4.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 69.1823 was up 2.89% compared to the 2019 peak of 67.2420, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 1,383,645 YER
2019 Average 1,304,552 YER
Yearly Trough Low 1,167,008 YER
Transaction Impact: A difference of 216,637.09 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

68.8772
59.0250
JanuMarcMayJulySeptNove

PLN to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 62.5604, compared to 66.1106 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.5503 points.

H1 Avg (Jan–Jun) 62.5604
H2 Avg (Jul–Dec) 66.1106

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 7.6764 YER (High: 66.0268 / Low: 58.3504). On the other end, August was the most stable month, with a tight range of 1.6569 YER (High: 68.3251 / Low: 66.6682).

March Spread (Volatile) ±7.6764
August Spread (Stable) ±1.6569

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 2.6553 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -2.6553

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 68.0562) against the same month in 2019 (average: 65.1192), the exchange rate shifted by +2.9370 (+4.51%).

2020 Avg (December) 68.0562
2019 Avg (December) 65.1192

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 66.2337 64.3052 65.4350
February 64.8577 63.0423 63.8544
March 66.0268 58.3504 62.5013
April 60.8142 58.9267 59.8460
May 62.6400 59.2850 60.3450
June 64.2766 62.5998 63.3806
July 67.4062 62.9449 64.4803
August 68.3251 66.6682 67.2656
September 68.0138 63.7287 65.9426
October 66.3485 63.2072 64.9390
November 66.8106 63.1845 65.9802
December 69.1823 67.2134 68.0562