YEARLY HIGH
3.9869 ZAR
YEARLY LOW
3.3482 ZAR
YEARLY AVERAGE
3.6751 ZAR

2022 PLN to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PLN to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 3.9869. Conversely, the yearly low was recorded on March 7, dropping to 3.3482.

This high-to-low spread represents a total annual volatility of 0.6387 ZAR. From a start-to-finish perspective, comparing the January average rate of 3.8538 to the December average rate of 3.9131, the exchange rate registered a net change of 1.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 3.9869 was down 4.88% compared to the 2021 peak of 4.1915, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 79,739 ZAR
2021 Average 76,612 ZAR
Yearly Trough Low 66,965 ZAR
Transaction Impact: A difference of 12,773.76 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

3.9579
3.4205
JanuMarcMayJulySeptNove

PLN to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6360, compared to 3.7142 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0781 points.

H1 Avg (Jan–Jun) 3.6360
H2 Avg (Jul–Dec) 3.7142

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.2677 ZAR (High: 3.6160 / Low: 3.3482). On the other end, November was the most stable month, with a tight range of 0.0775 ZAR (High: 3.8313 / Low: 3.7539).

March Spread (Volatile) ±0.2677
November Spread (Stable) ±0.0775

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3215 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3215

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 3.9131) against the same month in 2021 (average: 3.8902), the exchange rate shifted by +0.0229 (+0.59%).

2022 Avg (December) 3.9131
2021 Avg (December) 3.8902

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9653 3.7560 3.8538
February 3.9097 3.6610 3.7868
March 3.6160 3.3482 3.4653
April 3.6314 3.3917 3.4947
May 3.6615 3.5361 3.6162
June 3.6371 3.5337 3.5994
July 3.6774 3.5247 3.6011
August 3.6414 3.5211 3.5855
September 3.7659 3.5997 3.6755
October 3.8454 3.5998 3.7134
November 3.8313 3.7539 3.7964
December 3.9869 3.8435 3.9131