2020 PYG to HNL Historical Review

YEARLY HIGH

0.0039 HNL

YEARLY LOW

0.0034 HNL

YEARLY AVERAGE

0.0037 HNL

2020 PYG to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PYG to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 14, valuing the pair at 0.0039. Conversely, the yearly low was recorded on November 30, dropping to 0.0034.

This high-to-low spread represents a total annual volatility of 0.0004 HNL. From a start-to-finish perspective, comparing the January average rate of 0.0038 to the December average rate of 0.0035, the exchange rate registered a net change of -8.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0039 was down 6.21% compared to the 2019 peak of 0.0041, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PYG based on timing:

Yearly Peak High 19 HNL

2019 Average 20 HNL

Yearly Trough Low 17 HNL

Transaction Impact: A difference of 2.24 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0039

0.0034

JanuMarcMayJulySeptNove

PYG to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0038, compared to 0.0035 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0038

H2 Avg (Jul–Dec) 0.0035

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0002 HNL (High: 0.0036 / Low: 0.0034). On the other end, September was the most stable month, with a tight range of 0.0000 HNL (High: 0.0036 / Low: 0.0035).

December Spread (Volatile) ±0.0002

September Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0001 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0038) against the same month in 2019 (average: 0.0041), the exchange rate shifted by -0.0002 (-6.01%).

2020 Avg (January) 0.0038

2019 Avg (January) 0.0041

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0039	0.0038	0.0038
February	0.0038	0.0038	0.0038
March	0.0038	0.0038	0.0038
April	0.0039	0.0038	0.0038
May	0.0038	0.0037	0.0038
June	0.0038	0.0037	0.0037
July	0.0037	0.0036	0.0036
August	0.0036	0.0035	0.0036
September	0.0036	0.0035	0.0035
October	0.0035	0.0035	0.0035
November	0.0035	0.0034	0.0035
December	0.0036	0.0034	0.0035