2021 PYG to HRK Historical Review

YEARLY HIGH

0.0010 HRK

YEARLY LOW

0.0009 HRK

YEARLY AVERAGE

0.0009 HRK

2021 PYG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PYG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 10, valuing the pair at 0.0010. Conversely, the yearly low was recorded on January 5, dropping to 0.0009.

This high-to-low spread represents a total annual volatility of 0.0001 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0009 to the December average rate of 0.0010, the exchange rate registered a net change of 8.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0010 was down 5.78% compared to the 2020 peak of 0.0011, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PYG based on timing:

Yearly Peak High 5 HRK

2020 Average 5 HRK

Yearly Trough Low 4 HRK

Transaction Impact: A difference of 0.67 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0010

0.0009

JanuMarcMayJulySeptNove

PYG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0009, compared to 0.0009 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0009

H2 Avg (Jul–Dec) 0.0009

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0001 HRK (High: 0.0010 / Low: 0.0010). On the other end, August was the most stable month, with a tight range of 0.0000 HRK (High: 0.0009 / Low: 0.0009).

April Spread (Volatile) ±0.0001

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0001 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.0010) against the same month in 2020 (average: 0.0011), the exchange rate shifted by -0.0001 (-7.79%).

2021 Avg (April) 0.0010

2020 Avg (April) 0.0011

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0009	0.0009	0.0009
February	0.0009	0.0009	0.0009
March	0.0010	0.0009	0.0010
April	0.0010	0.0010	0.0010
May	0.0010	0.0009	0.0009
June	0.0009	0.0009	0.0009
July	0.0009	0.0009	0.0009
August	0.0009	0.0009	0.0009
September	0.0009	0.0009	0.0009
October	0.0009	0.0009	0.0009
November	0.0010	0.0009	0.0010
December	0.0010	0.0010	0.0010