2020 PYG to MAD Historical Review

YEARLY HIGH

0.0016 MAD

YEARLY LOW

0.0013 MAD

YEARLY AVERAGE

0.0014 MAD

2020 PYG to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PYG to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 13, valuing the pair at 0.0016. Conversely, the yearly low was recorded on December 19, dropping to 0.0013.

This high-to-low spread represents a total annual volatility of 0.0003 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0015 to the December average rate of 0.0013, the exchange rate registered a net change of -12.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0016 was down 1.62% compared to the 2019 peak of 0.0016, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PYG based on timing:

Yearly Peak High 8 MAD

2019 Average 8 MAD

Yearly Trough Low 6 MAD

Transaction Impact: A difference of 1.58 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0016

0.0013

JanuMarcMayJulySeptNove

PYG to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0015, compared to 0.0013 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0015

H2 Avg (Jul–Dec) 0.0013

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0001 MAD (High: 0.0015 / Low: 0.0014). On the other end, January was the most stable month, with a tight range of 0.0000 MAD (High: 0.0015 / Low: 0.0015).

March Spread (Volatile) ±0.0001

January Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0001 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0016) against the same month in 2019 (average: 0.0015), the exchange rate shifted by +0.0000 (+0.57%).

2020 Avg (April) 0.0016

2019 Avg (April) 0.0015

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0015	0.0015	0.0015
February	0.0015	0.0015	0.0015
March	0.0015	0.0014	0.0015
April	0.0016	0.0015	0.0016
May	0.0015	0.0015	0.0015
June	0.0015	0.0014	0.0014
July	0.0014	0.0013	0.0014
August	0.0014	0.0013	0.0013
September	0.0013	0.0013	0.0013
October	0.0013	0.0013	0.0013
November	0.0013	0.0013	0.0013
December	0.0013	0.0013	0.0013