2020 PYG to NGN Historical Review

YEARLY HIGH

0.0602 NGN

YEARLY LOW

0.0540 NGN

YEARLY AVERAGE

0.0562 NGN

2020 PYG to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PYG to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 22, valuing the pair at 0.0602. Conversely, the yearly low was recorded on November 28, dropping to 0.0540.

This high-to-low spread represents a total annual volatility of 0.0062 NGN. From a start-to-finish perspective, comparing the January average rate of 0.0557 to the December average rate of 0.0552, the exchange rate registered a net change of -0.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0602 was down 1.49% compared to the 2019 peak of 0.0611, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PYG based on timing:

Yearly Peak High 301 NGN

2019 Average 289 NGN

Yearly Trough Low 270 NGN

Transaction Impact: A difference of 31.11 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0597

0.0538

JanuMarcMayJulySeptNove

PYG to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0574, compared to 0.0551 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.0574

H2 Avg (Jul–Dec) 0.0551

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0042 NGN (High: 0.0602 / Low: 0.0561). On the other end, February was the most stable month, with a tight range of 0.0007 NGN (High: 0.0562 / Low: 0.0555).

April Spread (Volatile) ±0.0042

February Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0016 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0592) against the same month in 2019 (average: 0.0579), the exchange rate shifted by +0.0013 (+2.23%).

2020 Avg (April) 0.0592

2019 Avg (April) 0.0579

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0564	0.0554	0.0557
February	0.0562	0.0555	0.0558
March	0.0594	0.0553	0.0565
April	0.0602	0.0561	0.0592
May	0.0599	0.0582	0.0592
June	0.0583	0.0570	0.0578
July	0.0570	0.0555	0.0563
August	0.0559	0.0546	0.0554
September	0.0556	0.0544	0.0550
October	0.0551	0.0541	0.0545
November	0.0547	0.0540	0.0543
December	0.0576	0.0541	0.0552