2020 PYG to NPR Historical Review

YEARLY HIGH

0.0190 NPR

YEARLY LOW

0.0167 NPR

YEARLY AVERAGE

0.0175 NPR

2020 PYG to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PYG to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 0.0190. Conversely, the yearly low was recorded on October 18, dropping to 0.0167.

This high-to-low spread represents a total annual volatility of 0.0023 NPR. From a start-to-finish perspective, comparing the January average rate of 0.0175 to the December average rate of 0.0169, the exchange rate registered a net change of -3.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0190 was down 0.45% compared to the 2019 peak of 0.0191, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PYG based on timing:

Yearly Peak High 95 NPR

2019 Average 90 NPR

Yearly Trough Low 83 NPR

Transaction Impact: A difference of 11.57 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0189

0.0166

JanuMarcMayJulySeptNove

PYG to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0181, compared to 0.0170 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.0181

H2 Avg (Jul–Dec) 0.0170

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0008 NPR (High: 0.0185 / Low: 0.0177). On the other end, September was the most stable month, with a tight range of 0.0002 NPR (High: 0.0169 / Low: 0.0167).

March Spread (Volatile) ±0.0008

September Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0007 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0187) against the same month in 2019 (average: 0.0179), the exchange rate shifted by +0.0009 (+4.77%).

2020 Avg (April) 0.0187

2019 Avg (April) 0.0179

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0177	0.0174	0.0175
February	0.0177	0.0174	0.0175
March	0.0185	0.0177	0.0181
April	0.0190	0.0184	0.0187
May	0.0186	0.0182	0.0184
June	0.0182	0.0178	0.0181
July	0.0178	0.0172	0.0174
August	0.0173	0.0168	0.0172
September	0.0169	0.0167	0.0168
October	0.0170	0.0167	0.0168
November	0.0170	0.0168	0.0169
December	0.0174	0.0167	0.0169