2020 QAR to GEL Historical Review

YEARLY HIGH

0.9503 GEL

YEARLY LOW

0.7636 GEL

YEARLY AVERAGE

0.8550 GEL

2020 QAR to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the QAR to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 25, valuing the pair at 0.9503. Conversely, the yearly low was recorded on February 25, dropping to 0.7636.

This high-to-low spread represents a total annual volatility of 0.1867 GEL. From a start-to-finish perspective, comparing the January average rate of 0.7904 to the December average rate of 0.9046, the exchange rate registered a net change of 14.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.9503 was up 15.56% compared to the 2019 peak of 0.8223, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 4,751 GEL

2019 Average 3,868 GEL

Yearly Trough Low 3,818 GEL

Transaction Impact: A difference of 933.55 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9243

0.7678

JanuMarcMayJulySeptNove

QAR to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8321, compared to 0.8779 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0458 points.

H1 Avg (Jan–Jun) 0.8321

H2 Avg (Jul–Dec) 0.8779

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1855 GEL (High: 0.9503 / Low: 0.7648). On the other end, August was the most stable month, with a tight range of 0.0085 GEL (High: 0.8533 / Low: 0.8449).

March Spread (Volatile) ±0.1855

August Spread (Stable) ±0.0085

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0404 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0404

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.8285) against the same month in 2019 (average: 0.7365), the exchange rate shifted by +0.0920 (+12.49%).

2020 Avg (March) 0.8285

2019 Avg (March) 0.7365

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7951	0.7828	0.7904
February	0.7938	0.7636	0.7809
March	0.9503	0.7648	0.8285
April	0.9022	0.8630	0.8741
May	0.8844	0.8680	0.8795
June	0.8760	0.8102	0.8391
July	0.8500	0.8390	0.8439
August	0.8533	0.8449	0.8488
September	0.9201	0.8445	0.8730
October	0.8995	0.8801	0.8858
November	0.9393	0.8899	0.9113
December	0.9132	0.8981	0.9046