2013 QAR to MAD Historical Review

YEARLY HIGH

2.3778 MAD

YEARLY LOW

2.2375 MAD

YEARLY AVERAGE

2.3092 MAD

2013 QAR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the QAR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 2.3778. Conversely, the yearly low was recorded on October 25, dropping to 2.2375.

This high-to-low spread represents a total annual volatility of 0.1402 MAD. From a start-to-finish perspective, comparing the January average rate of 2.3066 to the December average rate of 2.2534, the exchange rate registered a net change of -2.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 2.3778 was down 4.66% compared to the 2012 peak of 2.4939, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 11,889 MAD

2012 Average 11,861 MAD

Yearly Trough Low 11,188 MAD

Transaction Impact: A difference of 701.11 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.3639

2.2433

JanuMarcMayJulySeptNove

QAR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3295, compared to 2.2889 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0406 points.

H1 Avg (Jan–Jun) 2.3295

H2 Avg (Jul–Dec) 2.2889

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0804 MAD (High: 2.3363 / Low: 2.2559). On the other end, August was the most stable month, with a tight range of 0.0252 MAD (High: 2.3184 / Low: 2.2931).

February Spread (Volatile) ±0.0804

August Spread (Stable) ±0.0252

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0389 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0389

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 2.3538) against the same month in 2012 (average: 2.3207), the exchange rate shifted by +0.0331 (+1.43%).

2013 Avg (March) 2.3538

2012 Avg (March) 2.3207

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3397	2.2692	2.3066
February	2.3363	2.2559	2.2967
March	2.3778	2.3346	2.3538
April	2.3751	2.3266	2.3452
May	2.3728	2.3241	2.3521
June	2.3508	2.2945	2.3226
July	2.3751	2.3086	2.3367
August	2.3184	2.2931	2.3042
September	2.3317	2.2747	2.2992
October	2.2769	2.2375	2.2603
November	2.2972	2.2678	2.2798
December	2.2713	2.2405	2.2534