2014 QAR to NAD Historical Review

YEARLY HIGH

3.2088 NAD

YEARLY LOW

2.8342 NAD

YEARLY AVERAGE

2.9795 NAD

2014 QAR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the QAR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 3.2088. Conversely, the yearly low was recorded on May 24, dropping to 2.8342.

This high-to-low spread represents a total annual volatility of 0.3746 NAD. From a start-to-finish perspective, comparing the January average rate of 2.9817 to the December average rate of 3.1580, the exchange rate registered a net change of 5.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.2088 was up 11.09% compared to the 2013 peak of 2.8884, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 16,044 NAD

2013 Average 13,248 NAD

Yearly Trough Low 14,171 NAD

Transaction Impact: A difference of 1,873.15 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3.1878

2.8298

JanuMarcMayJulySeptNove

QAR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9389, compared to 3.0200 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0812 points.

H1 Avg (Jan–Jun) 2.9389

H2 Avg (Jul–Dec) 3.0200

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.1892 NAD (High: 3.0784 / Low: 2.8893). On the other end, August was the most stable month, with a tight range of 0.0497 NAD (High: 2.9515 / Low: 2.9018).

January Spread (Volatile) ±0.1892

August Spread (Stable) ±0.0497

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0660 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0660

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 3.1580) against the same month in 2013 (average: 2.8477), the exchange rate shifted by +0.3103 (+10.90%).

2014 Avg (December) 3.1580

2013 Avg (December) 2.8477

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.0784	2.8893	2.9817
February	3.0817	2.9447	3.0155
March	2.9882	2.8983	2.9495
April	2.9266	2.8626	2.8974
May	2.8908	2.8342	2.8597
June	2.9650	2.8970	2.9294
July	2.9598	2.8889	2.9285
August	2.9515	2.9018	2.9286
September	3.0926	2.9291	3.0156
October	3.1121	2.9945	3.0448
November	3.0957	3.0063	3.0447
December	3.2088	3.0263	3.1580