YEARLY HIGH
46.3832 PKR
YEARLY LOW
42.3374 PKR
YEARLY AVERAGE
44.4421 PKR

2020 QAR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the QAR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 14, valuing the pair at 46.3832. Conversely, the yearly low was recorded on March 3, dropping to 42.3374.

This high-to-low spread represents a total annual volatility of 4.0458 PKR. From a start-to-finish perspective, comparing the January average rate of 42.4979 to the December average rate of 44.0126, the exchange rate registered a net change of 3.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 46.3832 was up 3.14% compared to the 2019 peak of 44.9702, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 231,916 PKR
2019 Average 206,269 PKR
Yearly Trough Low 211,687 PKR
Transaction Impact: A difference of 20,228.87 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

46.5309
42.0265
JanuMarcMayJulySeptNove

QAR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.8535, compared to 45.0306 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1771 points.

H1 Avg (Jan–Jun) 43.8535
H2 Avg (Jul–Dec) 45.0306

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.3518 PKR (High: 45.6892 / Low: 42.3374). On the other end, February was the most stable month, with a tight range of 0.1180 PKR (High: 42.4681 / Low: 42.3501).

March Spread (Volatile) ±3.3518
February Spread (Stable) ±0.1180

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.1776 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.1776

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 46.1555) against the same month in 2019 (average: 43.7617), the exchange rate shifted by +2.3938 (+5.47%).

2020 Avg (August) 46.1555
2019 Avg (August) 43.7617

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 42.7520 42.4116 42.4979
February 42.4681 42.3501 42.4019
March 45.6892 42.3374 43.4882
April 46.0399 43.9359 45.2118
May 44.6673 43.5350 44.0342
June 46.1824 44.7776 45.4871
July 46.1780 45.6286 45.9270
August 46.3832 45.4888 46.1555
September 45.7292 45.4276 45.5981
October 45.3355 44.0676 44.7257
November 44.2145 43.4359 43.7646
December 44.1280 43.8298 44.0126