YEARLY HIGH
1.1782 PLN
YEARLY LOW
0.9940 PLN
YEARLY AVERAGE
1.0705 PLN

2020 QAR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the QAR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 1.1782. Conversely, the yearly low was recorded on December 17, dropping to 0.9940.

This high-to-low spread represents a total annual volatility of 0.1842 PLN. From a start-to-finish perspective, comparing the January average rate of 1.0508 to the December average rate of 1.0099, the exchange rate registered a net change of -3.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.1782 was up 6.81% compared to the 2019 peak of 1.1031, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 5,891 PLN
2019 Average 5,271 PLN
Yearly Trough Low 4,970 PLN
Transaction Impact: A difference of 921.09 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1628
0.9961
JanuMarcMayJulySeptNove

QAR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1004, compared to 1.0405 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0599 points.

H1 Avg (Jan–Jun) 1.1004
H2 Avg (Jul–Dec) 1.0405

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1370 PLN (High: 1.1782 / Low: 1.0412). On the other end, August was the most stable month, with a tight range of 0.0247 PLN (High: 1.0311 / Low: 1.0063).

March Spread (Volatile) ±0.1370
August Spread (Stable) ±0.0247

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0546 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0546

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.1019) against the same month in 2019 (average: 1.0450), the exchange rate shifted by +0.0569 (+5.44%).

2020 Avg (March) 1.1019
2019 Avg (March) 1.0450

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0693 1.0381 1.0508
February 1.0905 1.0602 1.0768
March 1.1782 1.0412 1.1019
April 1.1661 1.1304 1.1489
May 1.1597 1.0964 1.1395
June 1.0984 1.0697 1.0848
July 1.0923 1.0201 1.0668
August 1.0311 1.0063 1.0220
September 1.0791 1.0111 1.0431
October 1.0878 1.0362 1.0590
November 1.0882 1.0291 1.0423
December 1.0229 0.9940 1.0099