2014 RON to GHS Historical Review

YEARLY HIGH

1.1664 GHS

YEARLY LOW

0.7072 GHS

YEARLY AVERAGE

0.9076 GHS

2014 RON to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the RON to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 1.1664. Conversely, the yearly low was recorded on January 5, dropping to 0.7072.

This high-to-low spread represents a total annual volatility of 0.4592 GHS. From a start-to-finish perspective, comparing the January average rate of 0.7182 to the December average rate of 0.8843, the exchange rate registered a net change of 23.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.1664 was up 59.41% compared to the 2013 peak of 0.7317, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RON based on timing:

Yearly Peak High 5,832 GHS

2013 Average 3,107 GHS

Yearly Trough Low 3,536 GHS

Transaction Impact: A difference of 2,296.03 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.1332

0.6805

JanuMarcMayJulySeptNove

RON to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8332, compared to 0.9820 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1488 points.

H1 Avg (Jan–Jun) 0.8332

H2 Avg (Jul–Dec) 0.9820

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.1960 GHS (High: 1.1344 / Low: 0.9384). On the other end, October was the most stable month, with a tight range of 0.0211 GHS (High: 0.9371 / Low: 0.9159).

September Spread (Volatile) ±0.1960

October Spread (Stable) ±0.0211

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1158 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.1158

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 1.0954) against the same month in 2013 (average: 0.6347), the exchange rate shifted by +0.4608 (+72.60%).

2014 Avg (August) 1.0954

2013 Avg (August) 0.6347

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7337	0.7072	0.7182
February	0.7861	0.7181	0.7579
March	0.8297	0.7755	0.7981
April	0.8822	0.8291	0.8562
May	0.9364	0.8833	0.9045
June	1.0212	0.9242	0.9644
July	1.0766	1.0145	1.0368
August	1.1664	1.0211	1.0954
September	1.1344	0.9384	1.0434
October	0.9371	0.9159	0.9276
November	0.9210	0.8908	0.9043
December	0.8998	0.8673	0.8843