YEARLY HIGH
4.3720 NAD
YEARLY LOW
3.2760 NAD
YEARLY AVERAGE
3.8840 NAD

2020 RON to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RON to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 5, valuing the pair at 4.3720. Conversely, the yearly low was recorded on January 4, dropping to 3.2760.

This high-to-low spread represents a total annual volatility of 1.0960 NAD. From a start-to-finish perspective, comparing the January average rate of 3.3358 to the December average rate of 3.7176, the exchange rate registered a net change of 11.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.3720 was down 49.43% compared to the 2019 peak of 8.6456, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RON based on timing:

Yearly Peak High 21,860 NAD
2019 Average 17,107 NAD
Yearly Trough Low 16,380 NAD
Transaction Impact: A difference of 5,480.20 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.3328
3.2452
JanuMarcMayJulySeptNove

RON to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8021, compared to 3.9658 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1637 points.

H1 Avg (Jan–Jun) 3.8021
H2 Avg (Jul–Dec) 3.9658

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.5849 NAD (High: 4.0977 / Low: 3.5128). On the other end, June was the most stable month, with a tight range of 0.1483 NAD (High: 4.0356 / Low: 3.8874).

March Spread (Volatile) ±0.5849
June Spread (Stable) ±0.1483

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2321 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2321

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 4.0136) against the same month in 2019 (average: 3.4670), the exchange rate shifted by +0.5466 (+15.77%).

2020 Avg (October) 4.0136
2019 Avg (October) 3.4670

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4309 3.2760 3.3358
February 3.5268 3.3723 3.4184
March 4.0977 3.5128 3.8051
April 4.2515 4.0280 4.1698
May 4.2261 3.9568 4.1022
June 4.0356 3.8874 3.9813
July 4.0736 3.9187 3.9659
August 4.3042 4.0353 4.2422
September 4.2734 3.9574 4.0743
October 4.3720 3.8938 4.0136
November 3.9044 3.7154 3.7815
December 3.8059 3.6516 3.7176