2020 RSD to GEL Historical Review

YEARLY HIGH

0.0344 GEL

YEARLY LOW

0.0257 GEL

YEARLY AVERAGE

0.0302 GEL

2020 RSD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RSD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.0344. Conversely, the yearly low was recorded on February 25, dropping to 0.0257.

This high-to-low spread represents a total annual volatility of 0.0087 GEL. From a start-to-finish perspective, comparing the January average rate of 0.0272 to the December average rate of 0.0341, the exchange rate registered a net change of 25.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0344 was up 22.21% compared to the 2019 peak of 0.0282, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 172 GEL

2019 Average 134 GEL

Yearly Trough Low 129 GEL

Transaction Impact: A difference of 43.39 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0349

0.0256

JanuMarcMayJulySeptNove

RSD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0284, compared to 0.0321 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 0.0284

H2 Avg (Jul–Dec) 0.0321

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0062 GEL (High: 0.0323 / Low: 0.0261). On the other end, January was the most stable month, with a tight range of 0.0004 GEL (High: 0.0274 / Low: 0.0270).

March Spread (Volatile) ±0.0062

January Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0008 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0341) against the same month in 2019 (average: 0.0273), the exchange rate shifted by +0.0068 (+24.74%).

2020 Avg (December) 0.0341

2019 Avg (December) 0.0273

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0274	0.0270	0.0272
February	0.0272	0.0257	0.0264
March	0.0323	0.0261	0.0283
April	0.0306	0.0290	0.0294
May	0.0301	0.0295	0.0297
June	0.0305	0.0283	0.0292
July	0.0312	0.0292	0.0299
August	0.0314	0.0308	0.0311
September	0.0335	0.0309	0.0319
October	0.0327	0.0320	0.0323
November	0.0344	0.0321	0.0334
December	0.0344	0.0338	0.0341