2020 RSD to GHS Historical Review

YEARLY HIGH

0.0615 GHS

YEARLY LOW

0.0488 GHS

YEARLY AVERAGE

0.0557 GHS

2020 RSD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RSD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.0615. Conversely, the yearly low was recorded on February 20, dropping to 0.0488.

This high-to-low spread represents a total annual volatility of 0.0127 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0534 to the December average rate of 0.0607, the exchange rate registered a net change of 13.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0615 was down 55.23% compared to the 2019 peak of 0.1374, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 308 GHS

2019 Average 256 GHS

Yearly Trough Low 244 GHS

Transaction Impact: A difference of 63.35 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0618

0.0489

JanuMarcMayJulySeptNove

RSD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0530, compared to 0.0583 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0053 points.

H1 Avg (Jan–Jun) 0.0530

H2 Avg (Jul–Dec) 0.0583

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0042 GHS (High: 0.0546 / Low: 0.0504). On the other end, October was the most stable month, with a tight range of 0.0010 GHS (High: 0.0587 / Low: 0.0577).

March Spread (Volatile) ±0.0042

October Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0034 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0607) against the same month in 2019 (average: 0.0539), the exchange rate shifted by +0.0069 (+12.76%).

2020 Avg (December) 0.0607

2019 Avg (December) 0.0539

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0543	0.0518	0.0534
February	0.0518	0.0488	0.0499
March	0.0546	0.0504	0.0525
April	0.0544	0.0526	0.0534
May	0.0546	0.0530	0.0536
June	0.0561	0.0544	0.0554
July	0.0583	0.0553	0.0563
August	0.0586	0.0575	0.0580
September	0.0585	0.0573	0.0580
October	0.0587	0.0577	0.0582
November	0.0595	0.0577	0.0588
December	0.0615	0.0602	0.0607