2012 RSD to JMD Historical Review

YEARLY HIGH

1.0822 JMD

YEARLY LOW

0.9083 JMD

YEARLY AVERAGE

1.0078 JMD

2012 RSD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the RSD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.0822. Conversely, the yearly low was recorded on July 25, dropping to 0.9083.

This high-to-low spread represents a total annual volatility of 0.1739 JMD. From a start-to-finish perspective, comparing the January average rate of 1.0592 to the December average rate of 1.0642, the exchange rate registered a net change of 0.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0822 was down 15.59% compared to the 2011 peak of 1.2821, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 5,411 JMD

2011 Average 5,886 JMD

Yearly Trough Low 4,541 JMD

Transaction Impact: A difference of 869.53 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0772

0.9215

JanuMarcMayJulySeptNove

RSD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0184, compared to 0.9972 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0212 points.

H1 Avg (Jan–Jun) 1.0184

H2 Avg (Jul–Dec) 0.9972

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.1065 JMD (High: 1.0287 / Low: 0.9222). On the other end, March was the most stable month, with a tight range of 0.0204 JMD (High: 1.0415 / Low: 1.0211).

May Spread (Volatile) ±0.1065

March Spread (Stable) ±0.0204

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0403 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0403

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1.0642) against the same month in 2011 (average: 1.1035), the exchange rate shifted by -0.0393 (-3.56%).

2012 Avg (December) 1.0642

2011 Avg (December) 1.1035

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0731	1.0456	1.0592
February	1.0793	1.0417	1.0560
March	1.0415	1.0211	1.0337
April	1.0415	1.0166	1.0242
May	1.0287	0.9222	0.9839
June	0.9725	0.9269	0.9531
July	0.9650	0.9083	0.9345
August	0.9529	0.9195	0.9373
September	1.0161	0.9484	0.9891
October	1.0546	0.9979	1.0260
November	1.0542	1.0213	1.0320
December	1.0822	1.0381	1.0642