2020 RSD to MGA Historical Review

YEARLY HIGH

40.4976 MGA

YEARLY LOW

34.0008 MGA

YEARLY AVERAGE

36.9993 MGA

2020 RSD to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RSD to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 40.4976. Conversely, the yearly low was recorded on January 28, dropping to 34.0008.

This high-to-low spread represents a total annual volatility of 6.4967 MGA. From a start-to-finish perspective, comparing the January average rate of 34.7644 to the December average rate of 39.5258, the exchange rate registered a net change of 13.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 40.4976 was up 14.25% compared to the 2019 peak of 35.4465, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 202,488 MGA

2019 Average 172,578 MGA

Yearly Trough Low 170,004 MGA

Transaction Impact: A difference of 32,483.67 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

40.0392

33.8776

JanuMarcMayJulySeptNove

RSD to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 35.1699, compared to 38.8287 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.6588 points.

H1 Avg (Jan–Jun) 35.1699

H2 Avg (Jul–Dec) 38.8287

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 2.1708 MGA (High: 40.4976 / Low: 38.3268). On the other end, September was the most stable month, with a tight range of 0.5912 MGA (High: 38.9064 / Low: 38.3151).

December Spread (Volatile) ±2.1708

September Spread (Stable) ±0.5912

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.3733 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.3733

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 39.5258) against the same month in 2019 (average: 34.0857), the exchange rate shifted by +5.4401 (+15.96%).

2020 Avg (December) 39.5258

2019 Avg (December) 34.0857

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	35.3986	34.0008	34.7644
February	34.8484	34.1160	34.3911
March	35.6687	34.1590	35.0111
April	35.3602	34.4732	34.8805
May	35.9151	34.9010	35.3471
June	37.1707	35.9545	36.6248
July	38.6710	36.7925	37.4510
August	39.0927	37.9754	38.5907
September	38.9064	38.3151	38.6980
October	39.6441	38.8246	39.1978
November	40.1150	38.4144	39.5087
December	40.4976	38.3268	39.5258