2020 RSD to NAD Historical Review

YEARLY HIGH

0.1814 NAD

YEARLY LOW

0.1330 NAD

YEARLY AVERAGE

0.1598 NAD

2020 RSD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RSD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 5, valuing the pair at 0.1814. Conversely, the yearly low was recorded on January 4, dropping to 0.1330.

This high-to-low spread represents a total annual volatility of 0.0484 NAD. From a start-to-finish perspective, comparing the January average rate of 0.1356 to the December average rate of 0.1540, the exchange rate registered a net change of 13.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1814 was down 48.03% compared to the 2019 peak of 0.3490, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 907 NAD

2019 Average 689 NAD

Yearly Trough Low 665 NAD

Transaction Impact: A difference of 241.84 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1783

0.1317

JanuMarcMayJulySeptNove

RSD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1558, compared to 0.1638 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0080 points.

H1 Avg (Jan–Jun) 0.1558

H2 Avg (Jul–Dec) 0.1638

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0246 NAD (High: 0.1685 / Low: 0.1438). On the other end, January was the most stable month, with a tight range of 0.0061 NAD (High: 0.1391 / Low: 0.1330).

March Spread (Volatile) ±0.0246

January Spread (Stable) ±0.0061

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0097 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0097

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.1663) against the same month in 2019 (average: 0.1402), the exchange rate shifted by +0.0261 (+18.61%).

2020 Avg (October) 0.1663

2019 Avg (October) 0.1402

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1391	0.1330	0.1356
February	0.1438	0.1370	0.1390
March	0.1685	0.1438	0.1563
April	0.1749	0.1657	0.1715
May	0.1735	0.1629	0.1687
June	0.1662	0.1599	0.1638
July	0.1672	0.1610	0.1631
August	0.1770	0.1660	0.1744
September	0.1759	0.1635	0.1684
October	0.1814	0.1614	0.1663
November	0.1615	0.1538	0.1566
December	0.1577	0.1513	0.1540