2015 RSD to NZD Historical Review

YEARLY HIGH

0.0149 NZD

YEARLY LOW

0.0117 NZD

YEARLY AVERAGE

0.0132 NZD

2015 RSD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the RSD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 13, valuing the pair at 0.0149. Conversely, the yearly low was recorded on April 22, dropping to 0.0117.

This high-to-low spread represents a total annual volatility of 0.0033 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0124 to the December average rate of 0.0132, the exchange rate registered a net change of 6.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0149 was up 1.88% compared to the 2014 peak of 0.0146, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 75 NZD

2014 Average 68 NZD

Yearly Trough Low 58 NZD

Transaction Impact: A difference of 16.25 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0150

0.0116

JanuMarcMayJulySeptNove

RSD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0125, compared to 0.0139 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0125

H2 Avg (Jul–Dec) 0.0139

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 0.0011 NZD (High: 0.0146 / Low: 0.0135). On the other end, July was the most stable month, with a tight range of 0.0003 NZD (High: 0.0139 / Low: 0.0136).

October Spread (Volatile) ±0.0011

July Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0008 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.0148) against the same month in 2014 (average: 0.0134), the exchange rate shifted by +0.0014 (+10.45%).

2015 Avg (September) 0.0148

2014 Avg (September) 0.0134

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0130	0.0122	0.0124
February	0.0128	0.0123	0.0126
March	0.0124	0.0118	0.0120
April	0.0122	0.0117	0.0119
May	0.0129	0.0123	0.0125
June	0.0137	0.0128	0.0134
July	0.0139	0.0136	0.0138
August	0.0149	0.0138	0.0141
September	0.0149	0.0145	0.0148
October	0.0146	0.0135	0.0140
November	0.0137	0.0132	0.0136
December	0.0134	0.0131	0.0132