2020 RSD to PEN Historical Review

YEARLY HIGH

0.0379 PEN

YEARLY LOW

0.0309 PEN

YEARLY AVERAGE

0.0339 PEN

2020 RSD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RSD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0379. Conversely, the yearly low was recorded on April 23, dropping to 0.0309.

This high-to-low spread represents a total annual volatility of 0.0070 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0314 to the December average rate of 0.0373, the exchange rate registered a net change of 18.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0379 was up 15.15% compared to the 2019 peak of 0.0329, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 189 PEN

2019 Average 159 PEN

Yearly Trough Low 154 PEN

Transaction Impact: A difference of 34.92 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0379

0.0308

JanuMarcMayJulySeptNove

RSD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0320, compared to 0.0359 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0039 points.

H1 Avg (Jan–Jun) 0.0320

H2 Avg (Jul–Dec) 0.0359

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0019 PEN (High: 0.0338 / Low: 0.0319). On the other end, October was the most stable month, with a tight range of 0.0006 PEN (High: 0.0363 / Low: 0.0357).

March Spread (Volatile) ±0.0019

October Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0014 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0373) against the same month in 2019 (average: 0.0317), the exchange rate shifted by +0.0056 (+17.62%).

2020 Avg (December) 0.0373

2019 Avg (December) 0.0317

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0319	0.0312	0.0314
February	0.0323	0.0310	0.0315
March	0.0338	0.0319	0.0328
April	0.0321	0.0309	0.0314
May	0.0324	0.0312	0.0317
June	0.0338	0.0324	0.0333
July	0.0354	0.0336	0.0343
August	0.0363	0.0353	0.0358
September	0.0360	0.0353	0.0356
October	0.0363	0.0357	0.0360
November	0.0370	0.0358	0.0363
December	0.0379	0.0370	0.0373