2020 RSD to SAR Historical Review

YEARLY HIGH

0.0393 SAR

YEARLY LOW

0.0341 SAR

YEARLY AVERAGE

0.0364 SAR

2020 RSD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RSD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0393. Conversely, the yearly low was recorded on March 19, dropping to 0.0341.

This high-to-low spread represents a total annual volatility of 0.0051 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0354 to the December average rate of 0.0388, the exchange rate registered a net change of 9.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0393 was up 7.23% compared to the 2019 peak of 0.0366, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 196 SAR

2019 Average 178 SAR

Yearly Trough Low 171 SAR

Transaction Impact: A difference of 25.75 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0392

0.0343

JanuMarcMayJulySeptNove

RSD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0352, compared to 0.0377 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0025 points.

H1 Avg (Jan–Jun) 0.0352

H2 Avg (Jul–Dec) 0.0377

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0023 SAR (High: 0.0364 / Low: 0.0341). On the other end, August was the most stable month, with a tight range of 0.0007 SAR (High: 0.0381 / Low: 0.0374).

March Spread (Volatile) ±0.0023

August Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0006 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0388) against the same month in 2019 (average: 0.0355), the exchange rate shifted by +0.0034 (+9.51%).

2020 Avg (December) 0.0388

2019 Avg (December) 0.0355

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0358	0.0351	0.0354
February	0.0353	0.0344	0.0348
March	0.0364	0.0341	0.0353
April	0.0351	0.0344	0.0348
May	0.0355	0.0345	0.0349
June	0.0363	0.0355	0.0359
July	0.0379	0.0358	0.0365
August	0.0381	0.0374	0.0377
September	0.0380	0.0371	0.0376
October	0.0378	0.0371	0.0375
November	0.0382	0.0371	0.0378
December	0.0393	0.0385	0.0388