2020 RSD to SBD Historical Review

YEARLY HIGH

0.0841 SBD

YEARLY LOW

0.0749 SBD

YEARLY AVERAGE

0.0799 SBD

2020 RSD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RSD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.0841. Conversely, the yearly low was recorded on March 19, dropping to 0.0749.

This high-to-low spread represents a total annual volatility of 0.0092 SBD. From a start-to-finish perspective, comparing the January average rate of 0.0782 to the December average rate of 0.0832, the exchange rate registered a net change of 6.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0841 was up 4.26% compared to the 2019 peak of 0.0807, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 421 SBD

2019 Average 390 SBD

Yearly Trough Low 375 SBD

Transaction Impact: A difference of 46.12 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0839

0.0760

JanuMarcMayJulySeptNove

RSD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0778, compared to 0.0820 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0042 points.

H1 Avg (Jan–Jun) 0.0778

H2 Avg (Jul–Dec) 0.0820

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0063 SBD (High: 0.0812 / Low: 0.0749). On the other end, April was the most stable month, with a tight range of 0.0014 SBD (High: 0.0777 / Low: 0.0763).

March Spread (Volatile) ±0.0063

April Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0016 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0832) against the same month in 2019 (average: 0.0783), the exchange rate shifted by +0.0049 (+6.29%).

2020 Avg (December) 0.0832

2019 Avg (December) 0.0783

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0792	0.0770	0.0782
February	0.0778	0.0755	0.0766
March	0.0812	0.0749	0.0779
April	0.0777	0.0763	0.0768
May	0.0787	0.0759	0.0773
June	0.0805	0.0790	0.0798
July	0.0832	0.0797	0.0811
August	0.0839	0.0823	0.0830
September	0.0838	0.0805	0.0820
October	0.0819	0.0801	0.0813
November	0.0819	0.0799	0.0813
December	0.0841	0.0824	0.0832