2019 RUB to BIF Historical Review

YEARLY HIGH

30.3707 BIF

YEARLY LOW

25.8817 BIF

YEARLY AVERAGE

28.4813 BIF

2019 RUB to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the RUB to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 30.3707. Conversely, the yearly low was recorded on January 1, dropping to 25.8817.

This high-to-low spread represents a total annual volatility of 4.4890 BIF. From a start-to-finish perspective, comparing the January average rate of 27.0591 to the December average rate of 29.8727, the exchange rate registered a net change of 10.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 30.3707 was down 4.18% compared to the 2018 peak of 31.6969, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 151,853 BIF

2018 Average 142,080 BIF

Yearly Trough Low 129,408 BIF

Transaction Impact: A difference of 22,445.17 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

30.1541

26.7778

JanuMarcMayJulySeptNove

RUB to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.9976, compared to 28.9650 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9675 points.

H1 Avg (Jan–Jun) 27.9976

H2 Avg (Jul–Dec) 28.9650

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 1.7292 BIF (High: 27.6108 / Low: 25.8817). On the other end, November was the most stable month, with a tight range of 0.4719 BIF (High: 29.5223 / Low: 29.0504).

January Spread (Volatile) ±1.7292

November Spread (Stable) ±0.4719

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 1.1383 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.1383

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 29.8727) against the same month in 2018 (average: 26.7451), the exchange rate shifted by +3.1277 (+11.69%).

2019 Avg (December) 29.8727

2018 Avg (December) 26.7451

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	27.6108	25.8817	27.0591
February	27.9317	27.1568	27.5752
March	28.4620	27.2038	27.9025
April	28.7635	27.9925	28.3772
May	28.6579	28.0251	28.3069
June	29.4048	27.9061	28.7646
July	29.3768	28.8381	29.1428
August	28.6684	27.3570	28.0045
September	29.0562	27.6237	28.5449
October	29.3444	28.2213	28.9011
November	29.5223	29.0504	29.3242
December	30.3707	29.1001	29.8727