2020 RUB to GHS Historical Review

YEARLY HIGH

0.0933 GHS

YEARLY LOW

0.0693 GHS

YEARLY AVERAGE

0.0796 GHS

2020 RUB to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RUB to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.0933. Conversely, the yearly low was recorded on March 18, dropping to 0.0693.

This high-to-low spread represents a total annual volatility of 0.0240 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0914 to the December average rate of 0.0793, the exchange rate registered a net change of -13.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0933 was down 58.43% compared to the 2019 peak of 0.2244, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 466 GHS

2019 Average 417 GHS

Yearly Trough Low 346 GHS

Transaction Impact: A difference of 120.00 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0930

0.0733

JanuMarcMayJulySeptNove

RUB to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0817, compared to 0.0775 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0042 points.

H1 Avg (Jan–Jun) 0.0817

H2 Avg (Jul–Dec) 0.0775

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0127 GHS (High: 0.0820 / Low: 0.0693). On the other end, October was the most stable month, with a tight range of 0.0029 GHS (High: 0.0764 / Low: 0.0736).

March Spread (Volatile) ±0.0127

October Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0088 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0088

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0914) against the same month in 2019 (average: 0.0735), the exchange rate shifted by +0.0179 (+24.35%).

2020 Avg (January) 0.0914

2019 Avg (January) 0.0735

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0933	0.0860	0.0914
February	0.0860	0.0809	0.0838
March	0.0820	0.0693	0.0751
April	0.0797	0.0733	0.0771
May	0.0823	0.0766	0.0794
June	0.0848	0.0813	0.0835
July	0.0821	0.0775	0.0808
August	0.0792	0.0763	0.0782
September	0.0784	0.0732	0.0761
October	0.0764	0.0736	0.0749
November	0.0774	0.0723	0.0759
December	0.0809	0.0771	0.0793