2012 RUB to GMD Historical Review

YEARLY HIGH

1.1065 GMD

YEARLY LOW

0.8900 GMD

YEARLY AVERAGE

1.0020 GMD

2012 RUB to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the RUB to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 18, valuing the pair at 1.1065. Conversely, the yearly low was recorded on January 2, dropping to 0.8900.

This high-to-low spread represents a total annual volatility of 0.2164 GMD. From a start-to-finish perspective, comparing the January average rate of 0.9460 to the December average rate of 1.0106, the exchange rate registered a net change of 6.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.1065 was up 7.62% compared to the 2011 peak of 1.0281, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 5,532 GMD

2011 Average 4,798 GMD

Yearly Trough Low 4,450 GMD

Transaction Impact: A difference of 1,082.17 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0902

0.9261

JanuMarcMayJulySeptNove

RUB to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9888, compared to 1.0152 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0264 points.

H1 Avg (Jan–Jun) 0.9888

H2 Avg (Jul–Dec) 1.0152

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.1413 GMD (High: 1.0857 / Low: 0.9444). On the other end, July was the most stable month, with a tight range of 0.0479 GMD (High: 0.9912 / Low: 0.9432).

November Spread (Volatile) ±0.1413

July Spread (Stable) ±0.0479

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0906 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0906

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 1.0765) against the same month in 2011 (average: 0.9292), the exchange rate shifted by +0.1473 (+15.85%).

2012 Avg (October) 1.0765

2011 Avg (October) 0.9292

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0013	0.8900	0.9460
February	1.0609	0.9817	1.0178
March	1.0554	1.0047	1.0398
April	1.0301	0.9797	1.0042
May	1.0291	0.9218	0.9850
June	0.9696	0.8970	0.9398
July	0.9912	0.9432	0.9687
August	1.0362	0.9777	0.9965
September	1.0794	1.0193	1.0528
October	1.1065	1.0556	1.0765
November	1.0857	0.9444	0.9859
December	1.0707	0.9705	1.0106