YEARLY HIGH
0.0625 PLN
YEARLY LOW
0.0485 PLN
YEARLY AVERAGE
0.0542 PLN

2020 RUB to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RUB to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.0625. Conversely, the yearly low was recorded on December 1, dropping to 0.0485.

This high-to-low spread represents a total annual volatility of 0.0140 PLN. From a start-to-finish perspective, comparing the January average rate of 0.0618 to the December average rate of 0.0497, the exchange rate registered a net change of -19.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0625 was down 0.18% compared to the 2019 peak of 0.0626, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 312 PLN
2019 Average 297 PLN
Yearly Trough Low 242 PLN
Transaction Impact: A difference of 69.85 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0631
0.0481
JanuMarcMayJulySeptNove

RUB to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0578, compared to 0.0506 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0072 points.

H1 Avg (Jan–Jun) 0.0578
H2 Avg (Jul–Dec) 0.0506

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0077 PLN (High: 0.0585 / Low: 0.0507). On the other end, November was the most stable month, with a tight range of 0.0010 PLN (High: 0.0499 / Low: 0.0488).

March Spread (Volatile) ±0.0077
November Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0072 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0072

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0618) against the same month in 2019 (average: 0.0563), the exchange rate shifted by +0.0055 (+9.80%).

2020 Avg (January) 0.0618
2019 Avg (January) 0.0563

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0625 0.0605 0.0618
February 0.0621 0.0589 0.0611
March 0.0585 0.0507 0.0539
April 0.0572 0.0534 0.0558
May 0.0580 0.0552 0.0570
June 0.0575 0.0556 0.0570
July 0.0563 0.0504 0.0543
August 0.0514 0.0493 0.0504
September 0.0506 0.0488 0.0499
October 0.0507 0.0488 0.0497
November 0.0499 0.0488 0.0494
December 0.0503 0.0485 0.0497