2020 RWF to HTG Historical Review

YEARLY HIGH

0.1190 HTG

YEARLY LOW

0.0638 HTG

YEARLY AVERAGE

0.0985 HTG

2020 RWF to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RWF to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on September 4, valuing the pair at 0.1190. Conversely, the yearly low was recorded on October 20, dropping to 0.0638.

This high-to-low spread represents a total annual volatility of 0.0551 HTG. From a start-to-finish perspective, comparing the January average rate of 0.1041 to the December average rate of 0.0708, the exchange rate registered a net change of -31.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1190 was up 12.18% compared to the 2019 peak of 0.1060, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RWF based on timing:

Yearly Peak High 595 HTG

2019 Average 495 HTG

Yearly Trough Low 319 HTG

Transaction Impact: A difference of 275.64 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1214

0.0601

JanuMarcMayJulySeptNove

RWF to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1061, compared to 0.0909 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0152 points.

H1 Avg (Jan–Jun) 0.1061

H2 Avg (Jul–Dec) 0.0909

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0145 HTG (High: 0.1086 / Low: 0.0941). On the other end, July was the most stable month, with a tight range of 0.0022 HTG (High: 0.1167 / Low: 0.1145).

February Spread (Volatile) ±0.0145

July Spread (Stable) ±0.0022

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0471 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0471

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 0.1123) against the same month in 2019 (average: 0.1036), the exchange rate shifted by +0.0086 (+8.34%).

2020 Avg (September) 0.1123

2019 Avg (September) 0.1036

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1060	0.1003	0.1041
February	0.1086	0.0941	0.1038
March	0.1014	0.0945	0.0997
April	0.1043	0.0996	0.1022
May	0.1160	0.1113	0.1131
June	0.1155	0.1124	0.1139
July	0.1167	0.1145	0.1156
August	0.1183	0.1157	0.1163
September	0.1190	0.1087	0.1123
October	0.0696	0.0638	0.0652
November	0.0669	0.0641	0.0653
December	0.0736	0.0663	0.0708