2020 RWF to PHP Historical Review

YEARLY HIGH

0.0548 PHP

YEARLY LOW

0.0484 PHP

YEARLY AVERAGE

0.0519 PHP

2020 RWF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RWF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 0.0548. Conversely, the yearly low was recorded on December 27, dropping to 0.0484.

This high-to-low spread represents a total annual volatility of 0.0064 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0539 to the December average rate of 0.0487, the exchange rate registered a net change of -9.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0548 was down 8.89% compared to the 2019 peak of 0.0601, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RWF based on timing:

Yearly Peak High 274 PHP

2019 Average 284 PHP

Yearly Trough Low 242 PHP

Transaction Impact: A difference of 31.86 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0545

0.0482

JanuMarcMayJulySeptNove

RWF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0537, compared to 0.0501 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0036 points.

H1 Avg (Jan–Jun) 0.0537

H2 Avg (Jul–Dec) 0.0501

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0020 PHP (High: 0.0548 / Low: 0.0528). On the other end, December was the most stable month, with a tight range of 0.0006 PHP (High: 0.0490 / Low: 0.0484).

March Spread (Volatile) ±0.0020

December Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0011 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0539) against the same month in 2019 (average: 0.0586), the exchange rate shifted by -0.0047 (-7.98%).

2020 Avg (March) 0.0539

2019 Avg (March) 0.0586

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0547	0.0531	0.0539
February	0.0545	0.0532	0.0540
March	0.0548	0.0528	0.0539
April	0.0542	0.0530	0.0537
May	0.0543	0.0532	0.0537
June	0.0535	0.0522	0.0527
July	0.0522	0.0514	0.0518
August	0.0517	0.0500	0.0507
September	0.0511	0.0500	0.0504
October	0.0508	0.0493	0.0498
November	0.0496	0.0486	0.0490
December	0.0490	0.0484	0.0487