2014 RWF to SBD Historical Review

YEARLY HIGH

0.0111 SBD

YEARLY LOW

0.0104 SBD

YEARLY AVERAGE

0.0107 SBD

2014 RWF to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the RWF to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.0111. Conversely, the yearly low was recorded on September 4, dropping to 0.0104.

This high-to-low spread represents a total annual volatility of 0.0007 SBD. From a start-to-finish perspective, comparing the January average rate of 0.0106 to the December average rate of 0.0109, the exchange rate registered a net change of 2.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0111 was down 4.70% compared to the 2013 peak of 0.0116, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RWF based on timing:

Yearly Peak High 55 SBD

2013 Average 55 SBD

Yearly Trough Low 52 SBD

Transaction Impact: A difference of 3.37 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0110

0.0104

JanuMarcMayJulySeptNove

RWF to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0107, compared to 0.0107 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0107

H2 Avg (Jul–Dec) 0.0107

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0003 SBD (High: 0.0107 / Low: 0.0104). On the other end, March was the most stable month, with a tight range of 0.0001 SBD (High: 0.0107 / Low: 0.0107).

September Spread (Volatile) ±0.0003

March Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0001 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0109) against the same month in 2013 (average: 0.0107), the exchange rate shifted by +0.0003 (+2.57%).

2014 Avg (December) 0.0109

2013 Avg (December) 0.0107

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0107	0.0106	0.0106
February	0.0108	0.0106	0.0107
March	0.0107	0.0107	0.0107
April	0.0107	0.0107	0.0107
May	0.0108	0.0107	0.0107
June	0.0107	0.0106	0.0107
July	0.0107	0.0104	0.0106
August	0.0105	0.0104	0.0105
September	0.0107	0.0104	0.0106
October	0.0108	0.0106	0.0107
November	0.0109	0.0107	0.0108
December	0.0111	0.0108	0.0109