2020 SAR to AED Historical Review

YEARLY HIGH

0.9798 AED

YEARLY LOW

0.9756 AED

YEARLY AVERAGE

0.9788 AED

2020 SAR to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on August 17, valuing the pair at 0.9798. Conversely, the yearly low was recorded on March 31, dropping to 0.9756.

This high-to-low spread represents a total annual volatility of 0.0041 AED. From a start-to-finish perspective, comparing the January average rate of 0.9791 to the December average rate of 0.9791, the exchange rate registered a net change of -0.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.9798 was down 0.65% compared to the 2019 peak of 0.9861, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 4,899 AED

2019 Average 4,897 AED

Yearly Trough Low 4,878 AED

Transaction Impact: A difference of 20.73 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9796

0.9766

JanuMarcMayJulySeptNove

SAR to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9783, compared to 0.9793 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.9783

H2 Avg (Jul–Dec) 0.9793

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0035 AED (High: 0.9791 / Low: 0.9756). On the other end, November was the most stable month, with a tight range of 0.0002 AED (High: 0.9795 / Low: 0.9793).

March Spread (Volatile) ±0.0035

November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0013 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.9794) against the same month in 2019 (average: 0.9792), the exchange rate shifted by +0.0001 (+0.01%).

2020 Avg (August) 0.9794

2019 Avg (August) 0.9792

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9793	0.9789	0.9791
February	0.9794	0.9787	0.9792
March	0.9791	0.9756	0.9782
April	0.9787	0.9758	0.9769
May	0.9781	0.9772	0.9777
June	0.9792	0.9782	0.9788
July	0.9795	0.9788	0.9793
August	0.9798	0.9792	0.9794
September	0.9794	0.9792	0.9793
October	0.9795	0.9787	0.9793
November	0.9795	0.9793	0.9794
December	0.9793	0.9786	0.9791