2014 SAR to BDT Historical Review

YEARLY HIGH

20.7778 BDT

YEARLY LOW

20.4999 BDT

YEARLY AVERAGE

20.6787 BDT

2014 SAR to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SAR to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 20.7778. Conversely, the yearly low was recorded on October 15, dropping to 20.4999.

This high-to-low spread represents a total annual volatility of 0.2780 BDT. From a start-to-finish perspective, comparing the January average rate of 20.7094 to the December average rate of 20.6693, the exchange rate registered a net change of -0.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 20.7778 was down 2.67% compared to the 2013 peak of 21.3472, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 103,889 BDT

2013 Average 104,127 BDT

Yearly Trough Low 102,499 BDT

Transaction Impact: A difference of 1,389.75 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

20.7233

20.6039

JanuMarcMayJulySeptNove

SAR to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.7011, compared to 20.6562 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0449 points.

H1 Avg (Jan–Jun) 20.7011

H2 Avg (Jul–Dec) 20.6562

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.2401 BDT (High: 20.7400 / Low: 20.4999). On the other end, April was the most stable month, with a tight range of 0.0529 BDT (High: 20.7337 / Low: 20.6807).

October Spread (Volatile) ±0.2401

April Spread (Stable) ±0.0529

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0256 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0256

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 20.6693) against the same month in 2013 (average: 20.7073), the exchange rate shifted by -0.0380 (-0.18%).

2014 Avg (December) 20.6693

2013 Avg (December) 20.7073

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.7442	20.6524	20.7094
February	20.7699	20.6050	20.6985
March	20.7707	20.6600	20.7134
April	20.7337	20.6807	20.7090
May	20.7397	20.6520	20.6894
June	20.7155	20.6475	20.6871
July	20.7304	20.6707	20.6966
August	20.7049	20.6208	20.6710
September	20.7594	20.5908	20.6543
October	20.7400	20.4999	20.6321
November	20.6562	20.5345	20.6138
December	20.7778	20.5900	20.6693