YEARLY HIGH
0.5425 BGN
YEARLY LOW
0.4549 BGN
YEARLY AVERAGE
0.4952 BGN

2022 SAR to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SAR to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.5425. Conversely, the yearly low was recorded on January 13, dropping to 0.4549.

This high-to-low spread represents a total annual volatility of 0.0875 BGN. From a start-to-finish perspective, comparing the January average rate of 0.4604 to the December average rate of 0.4916, the exchange rate registered a net change of 6.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.5425 was up 16.56% compared to the 2021 peak of 0.4654, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,712 BGN
2021 Average 2,205 BGN
Yearly Trough Low 2,275 BGN
Transaction Impact: A difference of 437.51 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.5361
0.4524
JanuMarcMayJulySeptNove

SAR to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4770, compared to 0.5134 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0364 points.

H1 Avg (Jan–Jun) 0.4770
H2 Avg (Jul–Dec) 0.5134

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0339 BGN (High: 0.5339 / Low: 0.5000). On the other end, February was the most stable month, with a tight range of 0.0099 BGN (High: 0.4656 / Low: 0.4557).

November Spread (Volatile) ±0.0339
February Spread (Stable) ±0.0099

Growth Streaks & Declines

Trends

Between February and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0200 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0200

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.5248) against the same month in 2021 (average: 0.4427), the exchange rate shifted by +0.0821 (+18.56%).

2022 Avg (September) 0.5248
2021 Avg (September) 0.4427

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4678 0.4549 0.4604
February 0.4656 0.4557 0.4594
March 0.4801 0.4671 0.4736
April 0.4966 0.4720 0.4821
May 0.5029 0.4836 0.4932
June 0.5008 0.4854 0.4933
July 0.5197 0.5004 0.5111
August 0.5240 0.5041 0.5147
September 0.5425 0.5138 0.5248
October 0.5364 0.5159 0.5291
November 0.5339 0.5000 0.5091
December 0.4981 0.4861 0.4916