2020 SAR to BOB Historical Review

YEARLY HIGH

1.8501 BOB

YEARLY LOW

1.8111 BOB

YEARLY AVERAGE

1.8394 BOB

2020 SAR to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.8501. Conversely, the yearly low was recorded on March 29, dropping to 1.8111.

This high-to-low spread represents a total annual volatility of 0.0390 BOB. From a start-to-finish perspective, comparing the January average rate of 1.8433 to the December average rate of 1.8376, the exchange rate registered a net change of -0.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.8501 was down 0.35% compared to the 2019 peak of 1.8566, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 9,251 BOB

2019 Average 9,213 BOB

Yearly Trough Low 9,055 BOB

Transaction Impact: A difference of 195.19 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.8443

1.8327

JanuMarcMayJulySeptNove

SAR to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8386, compared to 1.8401 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 1.8386

H2 Avg (Jul–Dec) 1.8401

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0330 BOB (High: 1.8441 / Low: 1.8111). On the other end, February was the most stable month, with a tight range of 0.0031 BOB (High: 1.8444 / Low: 1.8413).

March Spread (Volatile) ±0.0330

February Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0090 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0090

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 1.8433) against the same month in 2019 (average: 1.8421), the exchange rate shifted by +0.0011 (+0.06%).

2020 Avg (January) 1.8433

2019 Avg (January) 1.8421

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8501	1.8386	1.8433
February	1.8444	1.8413	1.8433
March	1.8441	1.8111	1.8343
April	1.8406	1.8171	1.8337
May	1.8392	1.8237	1.8360
June	1.8447	1.8388	1.8410
July	1.8456	1.8364	1.8413
August	1.8466	1.8356	1.8408
September	1.8430	1.8380	1.8410
October	1.8444	1.8387	1.8409
November	1.8453	1.8359	1.8391
December	1.8462	1.8307	1.8376