YEARLY HIGH
2.1119 GTQ
YEARLY LOW
2.0273 GTQ
YEARLY AVERAGE
2.0578 GTQ

2020 SAR to GTQ Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to GTQ exchange rate experienced significant fluctuation. The market reached its absolute peak on March 26, valuing the pair at 2.1119. Conversely, the yearly low was recorded on March 23, dropping to 2.0273.

This high-to-low spread represents a total annual volatility of 0.0846 GTQ. From a start-to-finish perspective, comparing the January average rate of 2.0520 to the December average rate of 2.0805, the exchange rate registered a net change of 1.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.1119 was up 1.79% compared to the 2019 peak of 2.0747, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 10,560 GTQ
2019 Average 10,264 GTQ
Yearly Trough Low 10,137 GTQ
Transaction Impact: A difference of 422.89 GTQ purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.0848
2.0331
JanuMarcMayJulySeptNove

SAR to GTQ Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0479, compared to 2.0677 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0199 points.

H1 Avg (Jan–Jun) 2.0479
H2 Avg (Jul–Dec) 2.0677

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0846 GTQ (High: 2.1119 / Low: 2.0273). On the other end, July was the most stable month, with a tight range of 0.0062 GTQ (High: 2.0560 / Low: 2.0498).

March Spread (Volatile) ±0.0846
July Spread (Stable) ±0.0062

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0146 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0146

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 2.0480) against the same month in 2019 (average: 2.0510), the exchange rate shifted by -0.0030 (-0.15%).

2020 Avg (March) 2.0480
2019 Avg (March) 2.0510

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.0645 2.0427 2.0520
February 2.0429 2.0325 2.0374
March 2.1119 2.0273 2.0480
April 2.0582 2.0345 2.0502
May 2.0551 2.0412 2.0490
June 2.0554 2.0452 2.0505
July 2.0560 2.0498 2.0522
August 2.0592 2.0469 2.0539
September 2.0756 2.0599 2.0679
October 2.0789 2.0726 2.0747
November 2.0846 2.0724 2.0772
December 2.0852 2.0772 2.0805