2015 SAR to HTG Historical Review

YEARLY HIGH

15.1730 HTG

YEARLY LOW

12.3388 HTG

YEARLY AVERAGE

13.5357 HTG

2015 SAR to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SAR to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 15.1730. Conversely, the yearly low was recorded on January 25, dropping to 12.3388.

This high-to-low spread represents a total annual volatility of 2.8342 HTG. From a start-to-finish perspective, comparing the January average rate of 12.3961 to the December average rate of 15.0444, the exchange rate registered a net change of 21.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 15.1730 was up 22.19% compared to the 2014 peak of 12.4174, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 75,865 HTG

2014 Average 59,394 HTG

Yearly Trough Low 61,694 HTG

Transaction Impact: A difference of 14,170.90 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

15.3092

12.1313

JanuMarcMayJulySeptNove

SAR to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.5856, compared to 14.4857 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.9002 points.

H1 Avg (Jan–Jun) 12.5856

H2 Avg (Jul–Dec) 14.4857

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 1.2883 HTG (High: 15.1655 / Low: 13.8773). On the other end, April was the most stable month, with a tight range of 0.0801 HTG (High: 12.6974 / Low: 12.6174).

July Spread (Volatile) ±1.2883

April Spread (Stable) ±0.0801

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.3940 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.3940

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 15.0444) against the same month in 2014 (average: 12.3950), the exchange rate shifted by +2.6494 (+21.38%).

2015 Avg (December) 15.0444

2014 Avg (December) 12.3950

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.4496	12.3388	12.3961
February	12.4813	12.3786	12.4212
March	12.6492	12.3880	12.5212
April	12.6974	12.6174	12.6575
May	12.7956	12.5965	12.7217
June	13.0170	12.7058	12.7959
July	15.1655	13.8773	14.6490
August	15.1024	13.8960	14.2550
September	14.2815	14.0168	14.1146
October	14.4352	14.1273	14.2723
November	14.8174	14.3545	14.5791
December	15.1730	14.8403	15.0444