YEARLY HIGH
87.7815 HUF
YEARLY LOW
75.5556 HUF
YEARLY AVERAGE
80.8489 HUF

2021 SAR to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 87.7815. Conversely, the yearly low was recorded on June 1, dropping to 75.5556.

This high-to-low spread represents a total annual volatility of 12.2259 HUF. From a start-to-finish perspective, comparing the January average rate of 78.7213 to the December average rate of 86.5798, the exchange rate registered a net change of 9.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 87.7815 was down 2.56% compared to the 2020 peak of 90.0888, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 438,907 HUF
2020 Average 410,212 HUF
Yearly Trough Low 377,778 HUF
Transaction Impact: A difference of 61,129.39 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

87.4822
76.6534
JanuMarcMayJulySeptNove

SAR to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 79.2193, compared to 82.4785 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.2592 points.

H1 Avg (Jan–Jun) 79.2193
H2 Avg (Jul–Dec) 82.4785

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 5.4348 HUF (High: 87.7815 / Low: 82.3467). On the other end, February was the most stable month, with a tight range of 1.5156 HUF (High: 80.0354 / Low: 78.5197).

November Spread (Volatile) ±5.4348
February Spread (Stable) ±1.5156

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 2.7723 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -2.7723

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 85.2966) against the same month in 2020 (average: 81.0435), the exchange rate shifted by +4.2532 (+5.25%).

2021 Avg (November) 85.2966
2020 Avg (November) 81.0435

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 79.6344 77.5291 78.7213
February 80.0354 78.5197 79.0269
March 82.7057 80.3784 81.9701
April 81.8788 79.2333 80.4070
May 79.9429 75.6830 77.6347
June 79.9924 75.5556 77.5558
July 81.6469 79.0313 80.5232
August 80.5215 78.6739 79.7102
September 82.8133 78.0165 79.8164
October 83.9819 81.8987 82.9451
November 87.7815 82.3467 85.2966
December 87.2437 85.4716 86.5798