YEARLY HIGH
389.5938 IQD
YEARLY LOW
314.0280 IQD
YEARLY AVERAGE
319.0795 IQD

2020 SAR to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 389.5938. Conversely, the yearly low was recorded on March 29, dropping to 314.0280.

This high-to-low spread represents a total annual volatility of 75.5658 IQD. From a start-to-finish perspective, comparing the January average rate of 317.7488 to the December average rate of 336.2428, the exchange rate registered a net change of 5.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 389.5938 was up 21.90% compared to the 2019 peak of 319.5906, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,947,969 IQD
2019 Average 1,588,073 IQD
Yearly Trough Low 1,570,140 IQD
Transaction Impact: A difference of 377,828.76 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

338.1917
314.8047
JanuMarcMayJulySeptNove

SAR to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 317.2719, compared to 320.8871 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.6152 points.

H1 Avg (Jan–Jun) 317.2719
H2 Avg (Jul–Dec) 320.8871

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 72.4213 IQD (High: 389.5938 / Low: 317.1725). On the other end, July was the most stable month, with a tight range of 0.8827 IQD (High: 318.1179 / Low: 317.2351).

December Spread (Volatile) ±72.4213
July Spread (Stable) ±0.8827

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.4741 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.4741

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 336.2428) against the same month in 2019 (average: 317.6425), the exchange rate shifted by +18.6003 (+5.86%).

2020 Avg (December) 336.2428
2019 Avg (December) 317.6425

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 319.8664 317.1914 317.7488
February 318.2678 317.1167 317.6366
March 319.9805 314.0280 317.2277
April 317.7204 316.1903 316.7536
May 317.6969 316.2212 316.8729
June 317.9452 316.9094 317.3917
July 318.1179 317.2351 317.7400
August 319.2591 317.2853 318.1295
September 318.4822 316.9793 317.7738
October 319.2382 317.0757 317.7327
November 318.2109 317.2832 317.7038
December 389.5938 317.1725 336.2428