2020 SAR to KES Historical Review

YEARLY HIGH

29.7522 KES

YEARLY LOW

26.7480 KES

YEARLY AVERAGE

28.3716 KES

2020 SAR to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 29.7522. Conversely, the yearly low was recorded on February 1, dropping to 26.7480.

This high-to-low spread represents a total annual volatility of 3.0042 KES. From a start-to-finish perspective, comparing the January average rate of 26.9465 to the December average rate of 29.4543, the exchange rate registered a net change of 9.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 29.7522 was up 7.09% compared to the 2019 peak of 27.7812, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 148,761 KES

2019 Average 135,973 KES

Yearly Trough Low 133,740 KES

Transaction Impact: A difference of 15,021.05 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

29.7117

26.6221

JanuMarcMayJulySeptNove

SAR to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.7555, compared to 28.9877 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2322 points.

H1 Avg (Jan–Jun) 27.7555

H2 Avg (Jul–Dec) 28.9877

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.3596 KES (High: 28.3236 / Low: 26.9640). On the other end, September was the most stable month, with a tight range of 0.0937 KES (High: 28.9629 / Low: 28.8693).

March Spread (Volatile) ±1.3596

September Spread (Stable) ±0.0937

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0669 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0669

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 29.4543) against the same month in 2019 (average: 27.0429), the exchange rate shifted by +2.4114 (+8.92%).

2020 Avg (December) 29.4543

2019 Avg (December) 27.0429

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	27.1211	26.7480	26.9465
February	26.9728	26.7480	26.8796
March	28.3236	26.9640	27.6403
April	28.5418	27.9635	28.3107
May	28.5705	28.1127	28.4033
June	28.4516	28.2555	28.3528
July	28.7980	28.3779	28.6128
August	28.9267	28.7272	28.8302
September	28.9629	28.8693	28.9111
October	29.0241	28.9127	28.9666
November	29.3543	28.9889	29.1514
December	29.7522	28.9755	29.4543