2020 SAR to LRD Historical Review

YEARLY HIGH

53.1631 LRD

YEARLY LOW

41.5754 LRD

YEARLY AVERAGE

51.0887 LRD

2020 SAR to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 53.1631. Conversely, the yearly low was recorded on November 19, dropping to 41.5754.

This high-to-low spread represents a total annual volatility of 11.5877 LRD. From a start-to-finish perspective, comparing the January average rate of 51.0351 to the December average rate of 42.9872, the exchange rate registered a net change of -15.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 53.1631 was down 5.78% compared to the 2019 peak of 56.4262, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 265,815 LRD

2019 Average 248,429 LRD

Yearly Trough Low 207,877 LRD

Transaction Impact: A difference of 57,938.42 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

54.1586

41.9716

JanuMarcMayJulySeptNove

SAR to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 52.4420, compared to 49.7353 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.7067 points.

H1 Avg (Jan–Jun) 52.4420

H2 Avg (Jul–Dec) 49.7353

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 7.2194 LRD (High: 48.7948 / Low: 41.5754). On the other end, August was the most stable month, with a tight range of 0.0353 LRD (High: 53.1631 / Low: 53.1278).

November Spread (Volatile) ±7.2194

August Spread (Stable) ±0.0353

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 7.5048 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -7.5048

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 53.1430) against the same month in 2019 (average: 54.2747), the exchange rate shifted by -1.1316 (-2.09%).

2020 Avg (August) 53.1430

2019 Avg (August) 54.2747

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	52.0404	50.0084	51.0351
February	52.8721	51.9738	52.3986
March	52.7671	52.4063	52.6659
April	52.7596	52.6016	52.6809
May	52.8895	52.7454	52.8222
June	53.1307	52.9159	53.0494
July	53.1584	53.1036	53.1351
August	53.1631	53.1278	53.1430
September	53.1546	53.0202	53.0846
October	53.0515	48.7967	51.7833
November	48.7948	41.5754	44.2785
December	43.7823	42.0510	42.9872