2015 SAR to LTL Historical Review

YEARLY HIGH

0.8408 LTL

YEARLY LOW

0.7628 LTL

YEARLY AVERAGE

0.8059 LTL

2015 SAR to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SAR to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 0.8408. Conversely, the yearly low was recorded on January 2, dropping to 0.7628.

This high-to-low spread represents a total annual volatility of 0.0780 LTL. From a start-to-finish perspective, comparing the January average rate of 0.7830 to the December average rate of 0.8281, the exchange rate registered a net change of 5.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.8408 was up 10.76% compared to the 2014 peak of 0.7592, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 4,204 LTL

2014 Average 3,470 LTL

Yearly Trough Low 3,814 LTL

Transaction Impact: A difference of 390.11 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.8402

0.7769

JanuMarcMayJulySeptNove

SAR to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7906, compared to 0.8211 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0304 points.

H1 Avg (Jan–Jun) 0.7906

H2 Avg (Jul–Dec) 0.8211

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 0.0466 LTL (High: 0.8289 / Low: 0.7823). On the other end, April was the most stable month, with a tight range of 0.0006 LTL (High: 0.7826 / Low: 0.7820).

June Spread (Volatile) ±0.0466

April Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0094 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0094

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 0.8349) against the same month in 2014 (average: 0.7377), the exchange rate shifted by +0.0972 (+13.17%).

2015 Avg (November) 0.8349

2014 Avg (November) 0.7377

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7958	0.7628	0.7830
February	0.7980	0.7900	0.7934
March	0.7987	0.7820	0.7841
April	0.7826	0.7820	0.7822
May	0.8099	0.7816	0.7905
June	0.8289	0.7823	0.8106
July	0.8314	0.8193	0.8247
August	0.8287	0.8017	0.8177
September	0.8122	0.8062	0.8093
October	0.8256	0.8042	0.8117
November	0.8408	0.8241	0.8349
December	0.8401	0.8224	0.8281