2025 SAR to MAD Historical Review

YEARLY HIGH

2.7184 MAD

YEARLY LOW

2.3855 MAD

YEARLY AVERAGE

2.4924 MAD

2025 SAR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SAR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 2.7184. Conversely, the yearly low was recorded on August 23, dropping to 2.3855.

This high-to-low spread represents a total annual volatility of 0.3329 MAD. From a start-to-finish perspective, comparing the January average rate of 2.6760 to the December average rate of 2.4463, the exchange rate registered a net change of -8.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.7184 was up 0.30% compared to the 2024 peak of 2.7102, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 13,592 MAD

2024 Average 13,243 MAD

Yearly Trough Low 11,927 MAD

Transaction Impact: A difference of 1,664.53 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.7033

2.3762

JanuMarcMayJulySeptNove

SAR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5542, compared to 2.4307 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1235 points.

H1 Avg (Jan–Jun) 2.5542

H2 Avg (Jul–Dec) 2.4307

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1111 MAD (High: 2.5710 / Low: 2.4599). On the other end, November was the most stable month, with a tight range of 0.0211 MAD (High: 2.4838 / Low: 2.4627).

April Spread (Volatile) ±0.1111

November Spread (Stable) ±0.0211

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0928 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0928

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 2.6660) against the same month in 2024 (average: 2.6819), the exchange rate shifted by -0.0159 (-0.59%).

2025 Avg (February) 2.6660

2024 Avg (February) 2.6819

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6942	2.6574	2.6760
February	2.7184	2.6436	2.6660
March	2.6616	2.5513	2.5869
April	2.5710	2.4599	2.4941
May	2.4894	2.4495	2.4688
June	2.4677	2.4026	2.4332
July	2.4322	2.3905	2.4035
August	2.4260	2.3855	2.4064
September	2.4252	2.3894	2.4095
October	2.4693	2.4245	2.4468
November	2.4838	2.4627	2.4718
December	2.4671	2.4283	2.4463