2014 SAR to MVR Historical Review

YEARLY HIGH

4.1375 MVR

YEARLY LOW

4.0631 MVR

YEARLY AVERAGE

4.1025 MVR

2014 SAR to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SAR to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 4.1375. Conversely, the yearly low was recorded on November 30, dropping to 4.0631.

This high-to-low spread represents a total annual volatility of 0.0743 MVR. From a start-to-finish perspective, comparing the January average rate of 4.1052 to the December average rate of 4.0730, the exchange rate registered a net change of -0.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 4.1375 was up 0.15% compared to the 2013 peak of 4.1312, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 20,687 MVR

2013 Average 20,506 MVR

Yearly Trough Low 20,316 MVR

Transaction Impact: A difference of 371.69 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

4.1201

4.0687

JanuMarcMayJulySeptNove

SAR to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1086, compared to 4.0963 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0123 points.

H1 Avg (Jan–Jun) 4.1086

H2 Avg (Jul–Dec) 4.0963

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 0.0516 MVR (High: 4.1148 / Low: 4.0631). On the other end, September was the most stable month, with a tight range of 0.0113 MVR (High: 4.1089 / Low: 4.0976).

November Spread (Volatile) ±0.0516

September Spread (Stable) ±0.0113

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0200 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0200

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2014: 4.1158) against the same month in 2013 (average: 4.0929), the exchange rate shifted by +0.0229 (+0.56%).

2014 Avg (June) 4.1158

2013 Avg (June) 4.0929

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.1160	4.0909	4.1052
February	4.1190	4.0929	4.1077
March	4.1220	4.0945	4.1073
April	4.1182	4.0960	4.1067
May	4.1328	4.0884	4.1091
June	4.1375	4.1027	4.1158
July	4.1151	4.0938	4.1073
August	4.1149	4.0921	4.1027
September	4.1089	4.0976	4.1029
October	4.1272	4.0916	4.1060
November	4.1148	4.0631	4.0860
December	4.0822	4.0644	4.0730