2020 SAR to RSD Historical Review

YEARLY HIGH

29.3224 RSD

YEARLY LOW

25.4760 RSD

YEARLY AVERAGE

27.4920 RSD

2020 SAR to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 29.3224. Conversely, the yearly low was recorded on December 30, dropping to 25.4760.

This high-to-low spread represents a total annual volatility of 3.8464 RSD. From a start-to-finish perspective, comparing the January average rate of 28.2244 to the December average rate of 25.7504, the exchange rate registered a net change of -8.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 29.3224 was up 2.21% compared to the 2019 peak of 28.6881, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 146,612 RSD

2019 Average 140,310 RSD

Yearly Trough Low 127,380 RSD

Transaction Impact: A difference of 19,232.13 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

29.0762

25.4481

JanuMarcMayJulySeptNove

SAR to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 28.4268, compared to 26.5572 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.8696 points.

H1 Avg (Jan–Jun) 28.4268

H2 Avg (Jul–Dec) 26.5572

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.8308 RSD (High: 29.3224 / Low: 27.4916). On the other end, August was the most stable month, with a tight range of 0.4633 RSD (High: 26.7169 / Low: 26.2536).

March Spread (Volatile) ±1.8308

August Spread (Stable) ±0.4633

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.8590 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.8590

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 28.3214) against the same month in 2019 (average: 27.8439), the exchange rate shifted by +0.4775 (+1.71%).

2020 Avg (March) 28.3214

2019 Avg (March) 27.8439

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	28.4650	27.9378	28.2244
February	29.0591	28.3211	28.7125
March	29.3224	27.4916	28.3214
April	29.0342	28.4546	28.7739
May	28.9895	28.1983	28.6881
June	28.1572	27.5616	27.8405
July	27.9036	26.4117	27.3717
August	26.7169	26.2536	26.5126
September	26.9639	26.2920	26.5990
October	26.9209	26.4345	26.6435
November	26.9308	26.1971	26.4658
December	25.9632	25.4760	25.7504