YEARLY HIGH
5.0730 SZL
YEARLY LOW
3.7340 SZL
YEARLY AVERAGE
4.3847 SZL

2020 SAR to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 5.0730. Conversely, the yearly low was recorded on January 4, dropping to 3.7340.

This high-to-low spread represents a total annual volatility of 1.3389 SZL. From a start-to-finish perspective, comparing the January average rate of 3.8268 to the December average rate of 3.9721, the exchange rate registered a net change of 3.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.0730 was up 23.25% compared to the 2019 peak of 4.1160, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 25,365 SZL
2019 Average 19,258 SZL
Yearly Trough Low 18,670 SZL
Transaction Impact: A difference of 6,694.66 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.0468
3.7159
JanuMarcMayJulySeptNove

SAR to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4320, compared to 4.3374 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0946 points.

H1 Avg (Jan–Jun) 4.4320
H2 Avg (Jul–Dec) 4.3374

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.6919 SZL (High: 4.7645 / Low: 4.0726). On the other end, February was the most stable month, with a tight range of 0.1511 SZL (High: 4.0759 / Low: 3.9247).

March Spread (Volatile) ±0.6919
February Spread (Stable) ±0.1511

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2753 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2753

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 4.9358) against the same month in 2019 (average: 3.7702), the exchange rate shifted by +1.1657 (+30.92%).

2020 Avg (April) 4.9358
2019 Avg (April) 3.7702

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9382 3.7340 3.8268
February 4.0759 3.9247 3.9952
March 4.7645 4.0726 4.4310
April 5.0730 4.7584 4.9358
May 4.9776 4.6237 4.8391
June 4.6550 4.4135 4.5638
July 4.6003 4.3874 4.4688
August 4.7243 4.4391 4.5866
September 4.5695 4.3094 4.4638
October 4.4521 4.2994 4.3899
November 4.3462 4.0526 4.1430
December 4.0881 3.8850 3.9721