2020 SAR to TJS Historical Review

YEARLY HIGH

3.0220 TJS

YEARLY LOW

2.5765 TJS

YEARLY AVERAGE

2.7481 TJS

2020 SAR to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 9, valuing the pair at 3.0220. Conversely, the yearly low was recorded on January 12, dropping to 2.5765.

This high-to-low spread represents a total annual volatility of 0.4455 TJS. From a start-to-finish perspective, comparing the January average rate of 2.5839 to the December average rate of 3.0189, the exchange rate registered a net change of 16.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.0220 was up 16.74% compared to the 2019 peak of 2.5886, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 15,110 TJS

2019 Average 12,700 TJS

Yearly Trough Low 12,882 TJS

Transaction Impact: A difference of 2,227.55 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.0624

2.5403

JanuMarcMayJulySeptNove

SAR to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6630, compared to 2.8331 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1701 points.

H1 Avg (Jan–Jun) 2.6630

H2 Avg (Jul–Dec) 2.8331

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.2708 TJS (High: 3.0220 / Low: 2.7512). On the other end, February was the most stable month, with a tight range of 0.0064 TJS (High: 2.5859 / Low: 2.5795).

November Spread (Volatile) ±0.2708

February Spread (Stable) ±0.0064

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 2.9760) against the same month in 2019 (average: 2.5841), the exchange rate shifted by +0.3919 (+15.17%).

2020 Avg (November) 2.9760

2019 Avg (November) 2.5841

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5958	2.5765	2.5839
February	2.5859	2.5795	2.5841
March	2.7239	2.5776	2.6174
April	2.7311	2.6973	2.7211
May	2.7340	2.7103	2.7284
June	2.7492	2.7289	2.7433
July	2.7531	2.7440	2.7478
August	2.7585	2.7418	2.7509
September	2.7580	2.7476	2.7518
October	2.7580	2.7490	2.7531
November	3.0220	2.7512	2.9760
December	3.0217	3.0125	3.0189