YEARLY HIGH
156.0839 XAF
YEARLY LOW
141.7082 XAF
YEARLY AVERAGE
147.8923 XAF

2021 SAR to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 156.0839. Conversely, the yearly low was recorded on January 6, dropping to 141.7082.

This high-to-low spread represents a total annual volatility of 14.3757 XAF. From a start-to-finish perspective, comparing the January average rate of 143.7251 to the December average rate of 154.6058, the exchange rate registered a net change of 7.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 156.0839 was down 4.65% compared to the 2020 peak of 163.6884, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 780,419 XAF
2020 Average 766,432 XAF
Yearly Trough Low 708,541 XAF
Transaction Impact: A difference of 71,878.52 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

155.6938
142.6371
JanuMarcMayJulySeptNove

SAR to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 145.1472, compared to 150.6373 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.4901 points.

H1 Avg (Jan–Jun) 145.1472
H2 Avg (Jul–Dec) 150.6373

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 5.5321 XAF (High: 156.0839 / Low: 150.5518). On the other end, July was the most stable month, with a tight range of 1.5159 XAF (High: 148.5696 / Low: 147.0537).

November Spread (Volatile) ±5.5321
July Spread (Stable) ±1.5159

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 2.2216 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -2.2216

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 153.3497) against the same month in 2020 (average: 147.6424), the exchange rate shifted by +5.7074 (+3.87%).

2021 Avg (November) 153.3497
2020 Avg (November) 147.6424

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 144.9186 141.7082 143.7251
February 146.1360 143.7239 144.6071
March 149.1976 144.7124 146.9795
April 148.7400 144.1329 146.2234
May 145.6715 142.8105 144.0018
June 147.4900 143.1581 145.3462
July 148.5696 147.0537 147.8674
August 149.7855 147.2816 148.6095
September 151.0944 147.1599 148.5830
October 151.6497 149.6900 150.8085
November 156.0839 150.5518 153.3497
December 155.5027 153.6206 154.6058