2021 SAR to XDR Historical Review

YEARLY HIGH

0.1908 XDR

YEARLY LOW

0.1838 XDR

YEARLY AVERAGE

0.1871 XDR

2021 SAR to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.1908. Conversely, the yearly low was recorded on January 6, dropping to 0.1838.

This high-to-low spread represents a total annual volatility of 0.0069 XDR. From a start-to-finish perspective, comparing the January average rate of 0.1849 to the December average rate of 0.1901, the exchange rate registered a net change of 2.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1908 was down 3.39% compared to the 2020 peak of 0.1975, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 954 XDR

2020 Average 957 XDR

Yearly Trough Low 919 XDR

Transaction Impact: A difference of 34.74 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1906

0.1844

JanuMarcMayJulySeptNove

SAR to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1857, compared to 0.1885 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0028 points.

H1 Avg (Jan–Jun) 0.1857

H2 Avg (Jul–Dec) 0.1885

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0033 XDR (High: 0.1882 / Low: 0.1850). On the other end, July was the most stable month, with a tight range of 0.0010 XDR (High: 0.1877 / Low: 0.1867).

April Spread (Volatile) ±0.0033

July Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0015 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.1901) against the same month in 2020 (average: 0.1853), the exchange rate shifted by +0.0048 (+2.59%).

2021 Avg (December) 0.1901

2020 Avg (December) 0.1853

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1856	0.1838	0.1849
February	0.1861	0.1844	0.1851
March	0.1880	0.1850	0.1867
April	0.1882	0.1850	0.1867
May	0.1861	0.1844	0.1852
June	0.1870	0.1843	0.1857
July	0.1877	0.1867	0.1873
August	0.1883	0.1866	0.1876
September	0.1893	0.1869	0.1877
October	0.1892	0.1879	0.1887
November	0.1905	0.1883	0.1898
December	0.1908	0.1896	0.1901